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Building your dream home does not have to be complicated! 

Save time and money by financing your construction loan with us! Whether you are building a new home or doing some major remodeling to your existing home, financing the project can be easy and convenient when you are dealing with a strong bank, The Peoples Bank Co. To learn more, contact a Peoples Bank Co. Loan Officer today.

  • General Contractors or Experienced Builders - G.C. is not a requirement

  • No costly inspections after each draw

  • Unlimited draws during the construction period

  • Residential construction loans are considered with as little as 10% down

  • Lengthy 1 year construction terms for ample building time

  • No fees on construction draws

  • Interest is only calculated on your balance owed as funds are drawn.  Not on the full balance from day one

  • Checks are disbursed immediately without delay

  • Competitive Interest Rates

  • Quick approval

  • Low closing costs

You will benefit from our experienced, helpful loan staff to guide you through this exciting adventure!  

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Who we are

Who we are

Why trust us to manage your loan?

  • We are a community bank so all the loan decisions are made here by people who know you and your community.
  • Quick approval and closings. You are driving your new car or moving into your new home while others are still waiting for the bank to call them back.
  • County records show we are consistently one of Mercer County's leaders in real estate lending.
  • Lower closing costs than many of our competitors.
  • Complete line of loan services plus the expertise to help you decide which option is best for you