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Make your investments work harder for you. 

Our certificates of deposit are a safe, worry-free investment option.

  • Low minimum deposit of $500 makes our certificates an investment option everyone can cash in on!
  • Terms from 32 days to 5 years means you can choose the term that best suits your savings plan. Penalty for early withdrawal.
  • Higher interest rates mean you make more money!
  • Our CD rates are always competitive.

What are the advantages of a CD over a regular savings account?

A regular savings account is more flexible, allowing withdraws at your convenience.

A CD or Certificate of Deposit is a time deposit with an agreed upon term that pays a higher interest rate than a regular savings account.  You can pick the term limit you prefer usually the longer the term the higher the interest rate.  

If you put $5,000 into a CD with an interest rate of 2.4% for a one year term, you will earn $120.  

If you put $1,000 into a CD with an interest rate of 1.65% for a one year term, you will earn $16.50.

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Who we are

Who we are

Why invest with The Peoples Bank Co.?

  • We consistently offer some of the best savings and investment interest rates in the area!
  • We have very knowledgeable Customer Service Representatives (CSRs) - they average over a decade of banking experience! They will help you make your money work harder so you can achieve your dreams.
  • We have some of the lowest minimum balance requirements in the area. You can open a Certificate of Deposit (CD) with only $500! We offer a wide range of savings and investment services. We are confident we have one that is just right for you.
  • We are the largest bank in total deposit dollars in Mercer County!
  • We are still locally owned and operated.
  • We have not changed our name in over 110 years!

Ready to replace your bank?

And get the personal experience you deserve.

Learn More about our exceptional customer service team.

Meet the people who are here to help you.